How to Find the Cadastral Value of a Home?

The cadastral value is the monetary value assigned by the Administration to each real estate property in Spain. It is recorded in the Land Registry (Catastro Inmobiliario), an administrative register managed by the Ministry of Finance that contains physical, economic, and legal details of all real estate properties.

To determine the cadastral value of a property, various factors are considered, such as location, construction cost, built surface, age, and land use. This value plays a crucial role in taxation, directly impacting property taxes such as the Property Tax (IBI) and the Personal Income Tax (IRPF).

What Is the Land Registry (Catastro Inmobiliario)?

The Land Registry is an official record listing all properties in the country, whether urban, rural, or special-purpose buildings such as airports, highways, or nuclear power plants. Registration is mandatory and free, differentiating it from the Property Registry, where registration is voluntary and has an associated cost.

Some cadastral data is publicly accessible, including property type, built surface, land use, and cadastral reference. However, details like the cadastral value can only be accessed by the owner, public administrations, or individuals with a legitimate interest.

How to Read the Cadastral Reference?

The cadastral reference is a unique 20-character alphanumeric code that identifies each property. It consists of several segments providing information about the property’s location and characteristics.

For an urban property:

1. The first seven digits indicate the location.

2. The next seven digits identify the cadastral map sheet.

3. The next four digits identify the property within the plot.

4. The last two characters are control digits.

For a rural property:

1. The first two digits indicate the province.

2. The next three digits refer to the municipality.

3. One digit identifies the sector or land consolidation zone.

4. The next three digits identify the polygon.

5. The next five digits identify the plot within the polygon.

6. The next four digits identify the property within the plot.

7. The last two characters are control digits.

How to Check and Find the Cadastral Value – Step by Step?

To check the cadastral value of a home, the owner or a person with a legitimate interest can do so in several ways:

1. Online through the official Land Registry website, using a digital certificate, electronic ID (DNIe), or Cl@ve system.

2. In person at the local Land Registry office, by appointment and with proof of ownership.

3. At Cadastral Information Points (PICs) located in town halls and local government offices.

What Is the Cadastral Value Used For?

The cadastral value is a key reference for multiple property taxes:

• IBI (Property Tax): Calculated by applying a coefficient to the cadastral value, managed by local councils.

• IRPF (Personal Income Tax): The tax office imputes a presumed rental income on non-rented properties based on the cadastral value.

• ITP (Property Transfer Tax): Some autonomous communities calculate it by applying a coefficient to the cadastral value in second-hand property sales.

• Municipal Capital Gains Tax (Plusvalía Municipal): This tax is based on the cadastral value of the land and is collected by local councils.

Factors That Influence the Cadastral Value

The Ministry of Finance assigns the cadastral value of a property based on several criteria:

• Location and urban environment

• Land and construction value

• Age and quality of the building

• Property use (residential, commercial, industrial, etc.)

• Official value updates through government coefficients

How to Calculate the Cadastral Value of a Property?

To find out the cadastral value, you can use several methods:

1. Check your Property Tax (IBI) bill, where the land and construction values are indicated.

2. Review your income tax return, where it appears in the fiscal data.

3. Access the official cadastral website using a digital certificate.

4. Request it at a Cadastral Information Point or the regional Land Registry office.

If you do not have direct access to the cadastral value but know the IBI amount and the municipal tax rate, you can estimate it using this formula:

Cadastral Value = IBI Amount / Applied Tax Rate

For example, if you pay €500 in IBI and the municipal tax rate is 0.5%, the cadastral value of your property would be €100,000.

How to Modify Property Data in the Land Registry?

If your property has undergone changes, such as renovations, ownership transfers, or plot divisions, it is necessary to update the information in the Land Registry. You can do this by:

• Visiting the official cadastral website.

• Going to the regional Land Registry office.

• Managing it through your local town hall.

Contact Hoffmann Real Estate for Expert Assistance

At Hoffmann Real Estate, we help you handle all procedures related to the cadastral value, property transactions, and real estate investment in Barcelona, Sitges, Castelldefels, Gavà, and Sant Cugat.

If you need guidance on property taxes, valuations, or optimizing your real estate investment, get in touch with us. Our team of experts is ready to assist you.